I'm going to make a budget. Today. No, not today. Soon. This weekend for sure. There, I said it. I've committed to it.
I'm scared.
I don't really want to confront the reality of the amount coming in vs. the amount going out. It's not one of those crazy horror stories that would land us on Oprah, but it's not good. Clearly, though, denial is not the best course of action. I think it will be good to see it all laid out . . . I'm just not sure how we will deal with it once it is. And by "we" I mean mostly just me. My husband rejects all responsibility for the family finances.
There are not a lot of things left to cut from the budget, unless we want to live without heat or water or food, so we might have to get creative. We might have to eat a lot of oatmeal. I might have to find a way to go without sleep so I can get more work done. We shall see.
I'll post an update in a few days, if I live through this.
*hugs* If it helps any, we've gone through the same thing. While it may be depressing, having a budget has helped us. I'm not sure how you guys handle groceries, but the biggest thing for us is to buy expensive things like meat when it's on sale. And to not buy boxed foods - making things from scratch takes time, but it's also cheaper.
ReplyDeleteGood luck!